Don't buy for the tax credit, buy for quality of life!!!

Buyers looking to optimize the 2009 and 2010 tax credit are rapidly running out of time, but is the tax incentive a real reason to buy? What I am finding is buyers are still buying for the same reasons they always have. To enhance their quality of life. If you are a buyer who is thinking of buying now, lets brainstorm some of the benefits of home ownership for your family that aren't necessarily financial.

1. Home ownership gives you roots, family traditions, and a long term tie to a community. Think about your kids going to the same school for a period of years, growing up with friends who quite possibly will be life long, and celebrating family holidays in the same home, year after year after year. Rental memories are nice, but generally the are only leased memories....
2. Landscaping and snow shoveling can be fun. Child hood memories and adult good times are enhanced with the little things. How nice is it to plant a tree or bush in your backyard and watch them blossom in the spring, and go to sleep in the winter. As silly as it sounds, some of my favorite memories were made shoveling the family driveway and suddenly finding myself in the thick of a full on snowball fight. Rental apartments don't usually have driveways to shovel.
3. Sense of responsibility is taught to our kids through home ownership. Kids who watch their parents tighten a leaky pipe, caulk a bath tub, paint a fence, or call a repairman to fix a faulty furnance learn about taking care of things, and also "murphy's law". Dealing with the challenges of home ownership teaches our family the old addage that "stuff happens". How we deal with stuff happening is a good lesson for adult hood.
4. Who wants to smell what the neighbors are cooking? Rental living exposes us to the smells, sights and noises of our neighbors, and not always in a good way. Home ownership gives you freedom and privacy. The freedom to blast your music when you want, and the privacy to live your life with out worrying about what the neighbors will hear, smell or see.
5. Who wants to keep moving? Lets face it, nobobdy likes to pack up the wagon and move often. Being a renter puts you at the mercy of a Landlord and his lease, you never know when the year to not renew is upon you. Home ownership gives you the peace of mind to know that your family can stay where its roots are, for as long as you choose to.

The tax credit is a nice present for buying today, but owning your home is a gift you and your family will enjoy on a daily basis for as long as you desire.

Sure homeownership is challenging at times, but the lifelong benefits you gain are alot more valueable than an $8,000 tax credit.

Visit us at http://coldwellbankerleader.com , or Call us at 773-465-4200 to start enjoying the American dream of home ownership today.

We look forward to making that dream a reality at Coldwell Banker Leader Realty.